Account Opening Compliance Purpose Guide the integration of compliance requirements into account opening operations. Covers CIP/KYC verification integration, suitability assessment, OFAC and sanctions screening, beneficial ownership certification for entities, risk-based review tiers, senior investor protections, and compliance automation. Focuses on the compliance operations perspective — how compliance checks are embedded in and executed during the account opening process. Layer 12 — Client Operations (Account Lifecycle & Servicing) Direction prospective When to Use - Designing compliance c…