Account Opening Workflow Purpose Guide the design and operation of account opening workflows in brokerage and advisory back offices. Covers account type determination, required documentation assembly, approval workflows, NIGO (Not In Good Order) management, regulatory holds, account numbering and registration, and process automation. Focuses on the operational and systems perspective of account opening — the back-office processing that complements the front-office onboarding covered in the client-onboarding skill. Layer 12 — Client Operations (Account Lifecycle & Servicing) Direction prospect…