Account Transfers Purpose Guide the processing and management of account transfers between financial institutions and within firms. Covers ACAT (Automated Customer Account Transfer) system, non-ACAT transfers, partial transfers, internal journal entries, retirement account rollovers, estate transfers, and transfer tracking. Enables designing and operating transfer processes that are efficient, accurate, and compliant with FINRA and ACATS rules. Layer 12 — Client Operations (Account Lifecycle & Servicing) Direction both When to Use - Processing or designing workflows for full or partial ACAT t…