Client Disclosures Purpose Guide the understanding of disclosure document requirements — what documents must exist, what they must contain, and when they must be delivered. This skill covers Form ADV, Form CRS, prospectus obligations, privacy notices, trade confirmations, account statements, and delivery methods — enabling a user or agent to design compliant disclosure workflows. Layer 9 — Compliance & Regulatory Guidance Direction prospective When to Use - Designing client onboarding workflows that include required document delivery - Reviewing Form ADV Part 2A content for completeness - Imp…