Currency Hedging Management Overview When you sell internationally, FX risk means the value of a foreign currency sale fluctuates between the time of sale and when the funds are converted to your home currency. A EUR 1,000 sale might be worth $1,080 today and only $1,020 when settled 30 days later — a $60 loss with no change in business performance. Most ecommerce merchants do not need formal hedging instruments. Under $1M/year in foreign currency revenue, the right approach is to understand your FX exposure, use Stripe or PayPal's payout settings to minimize conversion timing risk, and repor…