Financial Planning Overview Most solopreneurs avoid financial planning until something goes wrong — a surprise tax bill, a month where expenses eat all revenue, or a decision made without understanding the numbers. This playbook gives you a lightweight but rigorous financial system that takes 30 minutes to set up and 15 minutes per month to maintain. No accounting degree required. --- Step 1: Set Up Your Financial Reality Baseline Before planning, know where you actually stand right now. Gather these numbers (estimate if you don't have exact figures): - Monthly revenue (average of last 3 mont…