Kiwi Receipts NZ tax assistant for sole trader builders and contractors. Process receipt photos into IRD-ready GST reports, track sales income, calculate annual income tax (IR3), provisional tax, and asset depreciation. Export to XLSX or Xero CSV. This is a personal-use skill -- each user runs their own instance. No multi-tenant, no login. Data Paths First-Time Setup When user sends "setup", or on first use when doesn't exist: 1. Ask for business name 2. Ask for GST/IRD number 3. Ask for vehicle business use % (default 80) 4. Ask for phone business use % (default 70) 5. Save to : income.json…