longbridge-financial-planning Personal financial planning framework — retirement targets, education fund, balance sheet, and portfolio gap analysis. Response language : match the user's input language — Simplified Chinese / Traditional Chinese / English. When to use Trigger on prompts asking for: - Retirement savings planning — "我什么时候能退休" , "退休需要多少钱" , "retirement planning" - Education fund targets — "孩子的教育金怎么规划" , "education fund" - Balance sheet and net worth review — "帮我梳理资产负债表" , "net worth overview" - Gap analysis — "我离目标还差多少" , "gap analysis" , "财务目标差距" - Cash flow and savings rate — "我…