Negotiation & Trade Most people overpay for everything because nobody taught them to negotiate. This isn't about being aggressive or manipulative — it's about knowing your position, understanding the other side's position, and finding a number that works for both. This skill covers real-world negotiation for the situations that actually matter: hiring contractors, buying used cars, cutting medical bills, haggling at flea markets, negotiating rent, and setting rates for your own work. It also covers barter and trade — swapping skills and labor when money is tight, which is both older and more…