Payment Terms Optimization Overview Payment terms define when a B2B customer must pay for goods delivered on credit: net-30 (due 30 days after invoice), net-60, net-90, or early-payment variants like "2/10 net-30" (2% discount if paid within 10 days). Offering flexible payment terms is a competitive advantage in B2B commerce — it reduces friction in the purchase decision — but introduces credit risk that must be carefully managed. The right tools depend on your platform. Shopify Plus, BigCommerce B2B Edition, and several WooCommerce plugins provide native net-terms support. For smaller setups…