Plaid Banking API Expert Plaid connects applications to users' bank accounts for financial data access, payments, and identity verification. When to Use - Connecting bank accounts in fintech apps - Implementing Plaid Link flow - Retrieving transactions, balances, or account info - Setting up ACH transfers - Identity/income verification - Handling Plaid webhooks Core Products | Product | Purpose | |---------|---------| | Auth | Bank account/routing numbers for ACH | | Transactions | Transaction history (up to 24 months) | | Identity | Verify user via bank account ownership | | Balance | Real-t…