Portfolio Rebalance Workflow Step 1: Current State For each account, capture: - Account type (taxable, IRA, Roth, 401k) - Holdings with current market value - Cost basis (for taxable accounts) - Unrealized gains/losses per position Step 2: Drift Analysis Compare current allocation to IPS targets: | Asset Class | Target % | Current % | Drift | $ Over/Under | |------------|----------|-----------|-------|-------------| | US Large Cap Equity | | | | | | US Small/Mid Cap | | | | | | International Developed | | | | | | Emerging Markets | | | | | | Investment Grade Bonds | | | | | | High Yield / Cre…