Tap to Pay on iPhone — Skill What is Tap to Pay on iPhone? Tap to Pay on iPhone lets payment apps accept contactless payments — from contactless credit/debit cards, Apple Pay, Apple Watch, and other digital wallets — directly on an iPhone, with no external terminal or hardware required. Transactions are encrypted and processed via the Secure Element; Apple never sees what is purchased or who buys it. Beyond payments, Tap to Pay also supports: - Card validation without charging — adding a card on file for recurring payments, or looking up a previous purchase for refunds without a receipt. - NF…