Tax-Loss Harvest Scanner Table of Contents - Overview - Input contract - Wash-sale rules - Workflow - Substitute pairs - Output contract - Guardrails Overview Tax-loss harvesting realizes losses in a taxable brokerage to offset gains (and up to $3,000 of ordinary income per year) without changing the household's economic position — the proceeds buy a similar-but-not-identical security, keeping market exposure intact. The hardest part is the wash-sale rule: a sale at a loss is disallowed if a substantially identical security is bought within 30 days in any household account, including a spouse…